Shri Mahalaxmi Co-Op Bank Ltd. Kolhapur providing Core Banking facility.

Services Charges

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IMPS and ATM Charges

Sr. No Services Transaction Limit (Daily) Charges Remark
1 RuPAY DEBIT ATM CARD 15000/- AFTER FREE FOR FINANCIAL TRANSACTION - 20/-, FOR NON-FINANCIAL TRANSACTION - 10/- , DUPLICATE PIN ISSUE - 100/-+SERVICE TAX , DUPLICATE CARD ISSUE - 100/-+SERVICE TAX 1ST THREE TANSACTION ARE FREE IN CITY, 1ST FIVE TRANSACTION ARE FREE IN RURAL
2 POS* 30000/- - -
3 ECOM* 30000/- - -
4 IMPS TRANSACTION* 50000/- - -
(All the charges are exclusive of Service Tax.Service Tax @ the applicable rate will be charged)

Sr. No Maintaince of Accounts Services Charges
1.01 Dulpicate Passbook / Statement
With Latest Entry, Previous
Entries per page(40 entries)
  • For Saving Account Rs. 50/-
  • For Current Acount Rs. 75/-
If seprate statement is requested
inspite of having issued the
passbook / statement charges
as above to be levied.
1.02 Cheque Leaf Charges
For Saving Bank A/C Rs. 3/- per Cheque Leaf
For Current Acount Rs. 3/- per Cheque Leaf
Isue of Lose Cheque for
all accounts
Rs. 5/- per Cheque Leaf
1.03 Non Maintaince Minimum Balance
Saving Bank A/C  - Rs. 500/-
(With Cheqou Book)
Rs. 25/- per qtr
Current Acount - Rs. 1000/- Rs. 50/- per qtr
1.04 Stop Payment Instruction
Saving Bank A/C Rs. 25/- per Cheque
Current Acount/OD/CC Rs. 50/- per Cheque
Loss of complete blank cheque
book or range of cheques
For Saving Acount RS. 100/-
For Current Account Rs. 200/-
1.05 Standing Instruction
For Execution of SI within
Branch and other Branch
No Charges
Transaction involving Credit
to another bank
Rs. 10 per transaction
No charges for payment of installment for
credit of loan or term deposit / RD Account
maintained at other branches of our bank.
1.06 Confirmation of speciman signature
For all purpose Rs. 50 per request
Attestion of Photograph Rs. 50 per request
1.07 Issue of certificate
No charges for issue of First certificate free.
Duplicate or additional copies
Rs. 25 per copy.
No dues / NOC / Balance / Interest /
Charegs / cheque honoured /
Account maintaining etc
Issue of Interest paid certificate
No member of Bank Rs. 15/- for per certificate
1.08 Issue of Duplicate Deposite Receipt No Duplicate Receipt issued
1.09 Servicing of Dormant Account
Saving Bank A/C No Service Charges if min bal
requirement is complied
in the account otherwise Rs.
Current Acount
1.10 Record copy of the cheque Rs. 50/- per instance
1.11 Transfer of Saving Bank acount
Within Bank No Charges
To other Bank As applicable for DD /
PO issuance amtwise
1.12 Transfer of Deposit (Proceeds Int)
Within Bank No Charges
To other Bank As applicable for DD /
PO issuance amtwise
1.13 Closure of Account
Saving Bank A/C If within 6 months Rs. 20 plus
charges for unutilised cheque
leaves @ Rs. 5/- per leaf
if within 1 year Rs. 150/-
charges for unutilised cheque
leaves @ Rs. 5/- per leaf
Current Acount If account closed within
6 months Rs. 500 + charges
for unused cheques leaves at Rs.
1.14 Addition / Deletion of Names
In Joint accounts / Nomination charges
in operational instruction.
No charges if it is death case
NIL
1.15 Allowing operation through
power of attorney / mandate
Saving Bank A/C Rs. 50 per request
Current Acount Rs. 50 per request
Note : we normaly do not allow operation
through  power of attorney holder.
If the arangement is approved
then only these
charges will be applicable.
1.16 Change of authorised signatory
including reconstitution
of account
Rs. 50 per request
1.17 Remittances / out station
cheque collection
upto Rs. 5000/- Rs. 25/-
upto Rs 5001/-  to Rs 10000/- Rs. 150/-
upto Rs 10001/-  to Rs 100000/- Rs. 100/-
above Rs. 100000/- Rs. 2/- per thousand maxi mas
per bank
1.18 Issue of payorder / Loacl DD
Banker cheque 000 per thousand Rs. 2/- Minimum 10/-
1.19 Revalidation (Permitted) Rs. 50/- per DD
One time Cancellation Rs. 50/- per DD
Issue of duplicate DD/ PO Rs. 50/- per DD
1.20 Electronic Clearing
Service(Return)
same as inward and outward
For Saving Bank A/C Rs. 100 per Instance
C/A C/C Acts Rs. 200 per Instance
1.21 Electronic Products
RTGS Outward
upto Rs. 5.00 lakhs 25
Rs. 5.00 lakhs and above 50
NEFT
upto Rs. 1.00 lakhs 5
Rs. 1.00 lakhs  above 25
2 Collections
2.01 Collections of Outward /
Inward cheques
upto Rs. 10000/- 50
Rs. 10001/-  to Rs. 100000/- 100
Rs. 100001/-  and above 150
Local Cheques Per cheque Rs. 2/-
2.02 Collections of Outward /
Inward bill
upto Rs. 1000/- 30
Rs. 1001/- to Rs. 5000/- 50
Rs. 5001/- to Rs. 10000/- 70
Rs. 10001/- to Rs. 100000/- 6 per 000 min 60
Rs. 100001/- to Rs. 1000000/ 5.00 per 000 min 500
> Rs. 1000000/ 4.00 per 000 min 3000
maximu  RS 15000/-
2.03 Return Dishonour of bill /
cheque received inward clearing
Saving Bank A/C 100
CC / OD & ca 200
Outward Clearing
Saving Bank A/C 50
CC / OD & ca 100
Dishonour of Local Bills /
Outstation Bills / cheque
Same as above + other bank
charges if any + out
of expenses if any
3 Certificate
Solvancy Per thousand Rs. 5/- Commission
Bank Gurrantee Per Year per thousand Rs. 5/- Commission
3.01 Notice Fee Rs. 50/- per borrower, Gurrantor
4 Loan Processing Fee
upto Rs. 25000/- 50
Rs. 25000/- to Rs. 50000/- 100
Rs. 50001/- to Rs. 100000/- 300
Next per RS. 100000 250
(Maximum Rs. 30000/-)
All the charges are exclusive of Service Tax.Service Tax @ the applicable rate will be charged
Contact Us

'Shri Bhavan'
167, B Ward, Mangalwar Peth,
Kolhapur 416 012.
Ph. : (0231) 2545552,
        2544564
        2543837,
        2547156.